- Europa Versailles 4 Can You Make Real Money From It Youtube
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The demand in the Treaty of Versailles for reparations further accelerated the decline in the value of the mark, with 48 paper marks required to buy a US dollar by late 1919. 3 Afterwards, German currency was relatively stable at about 90 marks per dollar during the first half of 1921.
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Affected by Brexit?
A mortgage loan allows you to purchase a home. Mortgages are offered by banks, building societies or other lenders and are often secured against your property.
A mortgage loan usually comes with a lower interest rate and a longer redemption period in comparison with consumer credit. However, if you fail to fulfil your repayment obligations and your mortgage has been secured against your property, lenders can seize and resell your home to pay off the loan.
Banks are free to accept or not your mortgage application. Before offering you a mortgage, the lender needs to assess your creditworthiness, that is whether you can actually afford it.
You can in principle also obtain a mortgage loan from lenders based in otherEU countries; however, your country of residence, where you work or the location of the property may influence how the lender assesses your application.
Understanding how your creditworthiness is assessed is therefore crucial.
Creditworthiness assessment
Before agreeing to offer you a loan, lenders must assess your creditworthiness. They will make their assessment on the basis of different criteria, including:
- your financial situation (assets, debts, etc.)
- the value of the property the loan is secured against
You will therefore be asked to disclose your income so that the lender can check whether you are capable to repay the loan.
The lender can only offer you a mortgage credit if the assessment shows you are likely to be able to repay the loan.
Lenders frequently refuse to grant mortgages for properties located in other countries, or to people whose source of income or place of residence is not in the country where the bank is located. However, they are not allowed to discriminate between EU citizens solely on the basis of nationality.
If you think a bank has discriminated against you on the basis of your nationality, you may wish to:
- contact the bank (its 'complaints office') to obtain an official statement in writing giving the reasons for their refusal
- if the refusal is solely based on your nationality, ask for advice and help from FIN-NET (the Financial Dispute Resolution Network), which mediates in cross-border conflicts between consumers and financial service providers, such as banks
Key information to assess and compare offers
It is advisable to compare offers from different lenders before taking a decision on a mortgage loan. When making a binding offer, the lender has also to give you the European Standardised Information Sheet (ESIS). This standard document is designed to give you the best possible overview of the terms and conditions of the mortgage credit on offer.
The ESIS provides the following information:
- the amount of the loan
- the duration of the loan
- the type of interest rate
- the total amount to be reimbursed
- the annual percentage rate of charge (APRC): a single figure representing the total cost of the loan, expressed as an annual percentage. The APRC is provided to help you compare different offers
- any costs to be paid, regularly or on a one-off basis
- the number, frequency and size of your payments
- information on the conditions for early repayment and charges you would be liable for if you decide to repay your loan early
- if you are taking out a loan in a foreign currency: examples explaining the potential effects of exchange rate changes on your mortgage credit
The ESIS allows you also to compare offers from different credit providers and select the one that suits you best. If you haven't received the ESIS form from your lender, you can request it.
At least 7 days to assess offers or withdraw
Under EU rules, the lender or credit intermediary has to give you at least 7 days to assess the offer; some EU countries' national law will give you more time.
Depending on the country where you are applying for your loan, this could either be:
- a reflection period, during which you can consider whether the offer suits you
- a period during which you can withdraw from the credit agreement you have already signed
- a combination of the two.
Paying off your mortgage loan early
You can usually repay part or all of your debt early. This allows you to stop paying interest on outstanding debt, or move to a more favourable mortgage offer, including from a different lender.
National rules determine in this case whether the lender can ask you to pay compensation if you terminate your mortgage loan earlier than foreseen.
Where applicable, such compensation should never exceed the financial loss of the lender.
Mortgage credit insurance, other services
Mortgage credit insurance comes into play if you are faced with circumstances that prevent you from repaying your debt - for instance, in the case of death, illness or job loss.
Lenders can require that you buy a mortgage credit policy.
They may propose a policy to you in a package with your mortgage credit agreement; but this cannot be made a condition for you to obtain the mortgage credit.
You are always free to look for better conditions from other insurers, as long as the level of guarantee offered by different policies is equivalent to what is required by the lender.
Lenders can, however, oblige you to open a payment or savings account with them, from which you will repay the loan.
Europa Versailles 4 Can You Make Real Money From It Youtube
While playing the game, press ~ to display the console window, then type one of the following codes and press [Enter] to activate the corresponding cheat function:
| Result | Cheat Code |
| Extra gold; default is 5,000 | cash [number] |
| Extra Manpower; default is 50,000 | manpower [number] |
| Maximum Stability | stability |
| +6 Prestige | prestige |
| Increase Imperial Authority | imperial_authority [number] |
| Add Piety | piety |
| Add more humans | morehumans [number] |
| Add core | add_core [province id] |
| Add casus belli against target country | add_cb [casus belli tag] [target country tag] |
| Add natives to indicated province | add_natives [provinceid] [number] |
| Add opinion to/from tag | add_opinion [country tag] |
| Add papal influence to tag | add_pi [country tag] |
| Add patriarch authority to tag | add_pa [country tag] |
| Add reform level to the empire | add_reformlevel [number] |
| Add indicated country tag to your interest | add_interest [country tag] |
| Add a colonist to a country | add_colonist [country tag] |
| Add a heir of a tag | add_heir [target country tag] |
| Add a missionary to a country | add_missionary [country tag] |
| Add diplomatic entroute | add_diplo |
| Add population to a province | population [province id] [number] |
| Add indicated idea group | power [stability/tech_table_key/idea_key] |
| Add indicated idea group | add_idea_group [idea group key] |
| Get administrative power the rules administration improve | adm [optional number] |
| Get diplomatic power | dip [optional number] |
| Get military power | mil [optional number] |
| Get power in all powers | powerpoints [optional number] |
| Max war score in all wars for the country | winwars |
| Win the siege in the specified province | siege [province id] |
| Fog of war disabled | fow off |
| Fog of war enabled | fow on |
| Kill first cardinal in the list | kill_cardinal |
| Kill heir of a tag | kill_heir [target country tag] |
| Kill monarch of a tag | die(kill) [target country tag] |
| Display all console commands or a specific command description | help [command name] |
| Display used memory | memory |
| Start annex/annexes the specified tag | annex [target country tag] |
| Start integrate/integrates the specified tag | integrate [target country tag] |
| Change controller | controll [province id] |
| Change map mode | mapmode [map mode number] |
| Change ownership | own [province id] |
| Change currently playing soundtrack | nextsong |
| Discover capital of target tag | discover [target country tag] |
| Double Rainbow help from unicorn | helphelp |
| Execute an event | event [event id] [target country tag] |
| Enable Nudge tool | nudge |
| Set chance for random sound in combat view | combatsound [0-50] |
| Region Balance output | balance |
| Reload entire interface | reloadinterface |
| Reload the gui or lua file type | reload [gui or lua] |
| Remove casus belli from target country | remove_cb [casus belli tag] [target country tag] |
| Remove core | remove_core [province id] |
| Remove indicated country tag from your interest | remove_interest [country tag] |
| Remove Defender of the Faith for the players religion | remove_defender_faith |
| Set legitimacy of the ruler | legitimacy [number] |
| Set forced sprite level; specify no argument to reset | spritelevel [sprite level] |
| Set the missionary progress for a province | setmissionaryprogress [province id] [number] |
| Start a Pirate in a province | pirate [province id] |
| Start a Revolt in a province | revolt [province id] |
| Switch tag to another country | tag [country tag] |
| Switch to play no country at all, and no longer show messages or pauses the game | observe(spectator) |
| Test a mission without triggering it | testmission [mission name] |
| Test an event without triggering it | testevent [event id] [character id] |
| Toggle self-learning AI | selflearningai |
| Toggle additional AI info | aiview |
| Toggle AI positive responses for everything Yes! | yesman |
| Toggle all messages popup | msg |
| Toggle debug display of normals/bounding boxes/collision | collision(debug_collision) |
| Toggle full screen | fullscreen |
| Toggle Terra Incognita | ti(debug_ti) |
| Toggle the pause banner for clean screenshots | nopausetext |
| Turn off fog of war in a province or in general | fow(debug_fow) [optional province id] |
| Validate all events without triggering it | validateevents |
| Vassalize the specified tag | vassalize [target country tag] |
| Price info recorded on the gamelog in DocumentsParadox InteractiveEuropa Universalis IVlogs | prices |
| Score output | score |
| Display all votes for a cardinal in the tooltip of his name | papvotes |
| Display time | time |
| Display IP address | IP |
| Request the game state from host | requestgamestate |
| Force polls valid events | poll |
| Force the client to go oos | oos |
| Create saved game file | savegame |
| Clear the console | clear |
Europa Versailles 4 Can You Make Real Money From Itunes
Successfully complete the indicated task to unlock the corresponding achievement. To view your achievements and stats in Steam, select 'Community', 'My profile', 'View all my games', then the game and view stats.
Europa Versailles 4 Can You Make Real Money From It Without
- A Kaiser not just in name: Enact all reforms in the Holy Roman Empire.
- African Power: Own all provinces in Africa as Kongo.
- Agressive Expander: Own 200 provinces.
- All belongs to Mother Russia: Form Russia.
- An early Reich: Form Germany.
- At every continent: Own one province on each continent.
- Azur semé de lis or: Get all the French Cores as France.
- Basileus: Restore the Roman Empire.
- Brothers in Arms: Win a war as a secondary participant.
- Cold War: Win a war without fighting a single battle.
- Defender of the Faith: Become Defender of the Faith.
- Definitely the Sultan of Rum: Own Rome, Moscow and Istanbul as Ottomans.
- Down Under: Have a colony in Australia.
- For the Glory: Diplo-annex a vassal.
- Isn't this the way to India?: Discover the Americas as Castile or Spain.
- It's all about luck: Win a battle against a great leader, without a leader.
- It's all about the money: Accumulate 3000 gold.
- Italian Ambition: Form Italy.
- Jihad: As Najd, conquer Europe, Africa and Asia and convert it to Sunni religion.
- Market Control: Be trade leader of seven different goods.
- Master of India: Own all of India as a European nation.
- My armies are invincible!: Gain at least 7.0 land morale.
- No Pirates in my Caribbean: Own the entire Caribbean.
- No trail of tears: Own the Thirteen Colonies as a westernized Cherokee.
- Norwegian Wood: Own all naval supplies provinces as Norway.
- Not so sad a state...: As Portugal, have a colony in Brazil and in Africa.
- One night in Paris: Own Paris as England or Great Britain.
- Poland can into space: As Poland, reach the maximum level in all technologies (32).
- Respected: Have 100 prestige, 100 legitimacy and three stability.
- Royal Authority: Install an union through a succession war.
- Ruina Imperii: Dismantle the Holy Roman Empire.
- Seriously?!: Kill 10,000 men in one battle.
- Spain is the Emperor: Become the Emperor of the Holy Roman Empire as Spain.
- Sweden is not overpowered!: Own the entire Baltic coastline as Sweden.
- That is mine!: Conquer a province.
- That's a Grand Army: Build up your army to your country's maximum army forcelimit.
- That's a Grand Navy: Build up your navy to your country's maximum navy forcelimit.
- The Chrysanthemum Throne: Unite Japan as a Daimyo.
- The Emperors new clothes: Overthrow Austria and become the Emperor of the Holy Roman Empire.
- The pen is mightier than the sword: Have three unions at the same time as Austria.
- The Three Mountains: Conquer the World as Ryukyu.
- This navy can take it all: Gain at least 7.0 naval morale.
- Traditional Player: More than 90 percent Naval and Army Tradition.
- True Catholic: Control three Cardinals.
- Truly Divine Ruler: Get a 5/5/5 Ruler.
- Until death do us apart: Secure a Royal Marriage with another country.
- Victorious!: Win a war.
- Viva la Revolución!: Have rebels you support in another country enforce their demands.
- World Conqueror: Conquer the World.
- World Discoverer: Discover the whole world.