Talking Real Money Radio

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Don McDonald has been in the investing business for almost 30 years. Most of that time was spent help people across the country better manage their money and investments on his nationally-syndicated talk radio program, 'The Don McDonald Show.'

BUSINESS MARKETS LATEST HEADLINES. Money Radio 1510 & 105.3FM “How to Make It, Spend It, and Invest It!”.

Talking Real Money Show

  1. Tom Cock. Talking Real Money. In today’s low interest rate environment, investors are making huge mistakes in search of retirement income. Discover a better way to create a lifelong income stream for your need for and tolerance if risk, based on decades of scientific research.
  2. Talking Real Money Minute - Investing Advice and Money Musings podcast on demand - Looking for real investing advice and a fresh financial perspective, but don't have time for a full podcast. Spend a minute (okay, 90 seconds) with 30-year financial talk show host, Don McDonald. Learn how to build the wealth you need for a brighter.
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Tom Cock has published a business journal, managed and owned radio stations, and, for many years, hosted a weekly PBS television program, 'Serious Money.' He has also co-hosted investing talk radio shows with both Don and Paul Merriman.

Don and Tom among only a few voices on the radio helping people work with money honestly, comprehensively, and effectively. They have worked and talked with some of the world’s brightest financial minds, such as John Bogle, Professors Kenneth French, Eugene Fama and other academics, along with a host of best selling authors and columnists, like Ron Lieber, Mark Hulbert, Larry Swedroe, Chuck Jaffe, Paul Merriman, and Dan Solin.

These experienced investment experts own the fee-only investment advisory firm, Vestory.

Best of Talking Money: Questions to Ask the Annuity Salesman

Highlights from show aired March 27, 2021

There are many things to consider when looking at all the options for retirement. Many annuity salespeople make glittering promises, but are the products really all they say?

Some questions you should ask before signing up:
• What happens if you withdraw before you turn 59.5? Are there surrender charges? Taxes?
• What is the step up in basis?
• How did you find this annuity? Why did you pick it?
• How many others have you researched? How do they compare?
• What are the restrictions—especially if there is an upfront bonus?
• What is the actual performance history (not back tested with current index) net of fees?

Talking Real Money Radio Show

Some other tips when looking at annuities:
• Compare the annuity to the bond market, not just the stock market.
• Ask for a detailed explanation of the return numbers and earnings numbers they are presenting.
• Look up the insurance company at different regulators to make sure it is a strong company.
• Remember to diversify: don’t put all your retirement funds in one annuity.
• Consider staggering your contributions so that you have different maturity dates.

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If you have any other questions or need more clarification, please use the contact form below or call 1-800-588-7526.

Also, check our annuities resources on our resources page!

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